Philosophy
Gerring Wealth Management is a Registered Investment Advisor based in Chester County, Pennsylvania and serving clients nationwide.
Our philosophy is based on the following principles:
Comprehensive Planning – Gerring Wealth Management provides financial planning and investment strategies for assets in a wide range of categories including brokerage accounts, mutual funds, IRAs, Roth IRAs, 401k plans, 403b plans, profit sharing plans, employee stock ownership plans, stock option programs, college savings 529 plans, Coverdell ESAs and money market accounts. Clients often have money invested in many of these types of programs. Our objective is to bring all of these investments together to create a single comprehensive plan that is built to achieve client goals and can be viewed by the client through a single lense.
Absolute Returns – Our goal is to generate positive absolute returns in all market environments. This focus is particularly important in today’s more unpredictable investment climate. A heavy emphasis on risk control in the portfolio construction process is paramount as a result.
Broad Diversification – We look far beyond the U.S. stock market for the tools to manage client portfolios and control risk. We employ a wide range of asset classes in the portfolio construction process that may include investments in gold, silver, commodities, global real estate, developed international stocks and bonds, emerging market stocks and bonds, global currencies, inflation-protected bonds, global corporate investment grade and high yield bonds, volatility, inverse and leveraged strategies, and many other asset classes. The utilization of these tools help support the risk control process when seeking to generate returns for clients.
Return Generation – Within the asset allocation and risk control framework, our goal is to maximize returns through optimal security selection within each asset category.
Personalized Service – Each client has their own risk tolerances and return objectives. Our priority is to work individually with each of our clients to continuously understand their goals and to share in the experience. The recently unpredictable market environment can make investing today an emotional experience at times, and we seek to “feel” what our clients are going through at all points in time.
Low Cost – Keeping your costs low is an important part of achieving investment goals. We are fully independent and paid only by our clients, which enable us to keep fees as low as possible. Our fees are lower than the expenses charged by the average U.S. stock mutual fund.
Please contact us today if you have any questions or would like to learn more about Gerring Wealth Management. We offer a FREE INITIAL CONSULTATION for those investors that would like to explore a relationship with our firm.
We look forward to hearing from you and helping you achieve your financial goals.
Asset Minimums:
We require a $200,000 minimum in total investment assets for new client accounts.
Fee Schedule:
1.00% of assets under management on the first $1,000,000 in total investment assets
0.60% of assets under management on the next $1,000,000 in total investment assets up to $2,000,000
0.40% of assets under management on the remaining total investment assets above $2,000,000
